Our Firm

The Legend Group is an innovative leader in the retirement planning arena, backed by more than 40 years of industry experience. Our success is the result of a continuing commitment to the people we serve—employees of educational institutions, hospitals and other not-for-profit organizations. Hello. I'm Jim Leos, a Registered Principal of Legend Equities Corporation. As a Retirement Advisor affiliated with Legend, I can guide you in developing and maintaining an investment strategy designed to achieve your long-term objectives.

When you partner with Legend, you have access to a wide range of financial resources including:

• Expert guidance

• Comprehensive investment options

• Personal service

• and the comfort and confidence that comes with knowing your investment plan is in place and on track.

Ongoing investment management can make a significant difference, providing the opportunity to maximize investment performance. I can help you keep your portfolio positioned strategically and ensure that your investments continue to reflect your goals. Expert Guidance: Today's investors are well aware of the potential rewards of equity investing. But most people lack the time and expertise necessary to make sound day-to-day investment decisions. That's why many people seek the advice and guidance of a professional investment advisor.

As your Retirement Advisor, I can guide you in designing an investment plan that reflects where you are and where you want to be. Together we will explore the variety of investment products and services available to you, and select the options that may be best-suited to your goals. The first step is to determine your financial objectives and assess your tolerance for risk. When your goals for the future are clear, we can then formulate a strategy to help you try to reach them. Once your investment plan has been implemented, the next step is to track your progress. Changing market conditions are a given, and over time, your financial situation may change as well. As such, monitoring your investments to ensure your portfolio remains in line with your objectives is important. Periodic adjustments may be recommended in an effort to take advantage of potential opportunities and minimize the effects of market downturns.

We can meet regularly to discuss your financial situation, and to review your portfolio's performance. And, if you should have any questions in between our meetings, I am always just a phone call away. Investment Solutions: Through The Legend Group, investors have access to a wide selection of high quality investment options, professional asset management services and a wealth of retirement, college and retirement planning expertise.

Employees of schools, hospitals and other not-for-profit organizations may take advantage of their employers' 403(b) plan to save for retirement. With a 403(b) plan, contributions are made on a pre-tax basis. This reduces your tax liability for the years in which you contribute to the plan, and all contributions may grow tax-deferred until they are withdrawn. Tax deferral can significantly increase the size of your nest egg by allowing more of your assets to grow over time. Employees may participate in a 403(b) program through payroll deduction, meaning contributions can be taken right out of your paycheck. And, 403(b) plan participants may choose from a wide variety of investment options, including mutual funds. Wide Selection of Investment Options:

Mutual Funds— More than 2,800 mutual funds from nearly 80 mutual fund families. As your Advisor, I can guide you in selecting the mutual funds that may be best-suited to your investment objectives.

Annuities — A selection of fixed and variable annuities from the country's most highly rated insurance companies Legend Advantage Retirement Account — This tax-sheltered (TSA) account enables participants to invest in multiple mutual funds from different fund families in a single 403(b), IRA or Roth IRA account. The Legend Advantage Retirement Account includes a Periodic Rebalancing Option known as PRO. This feature helps investors to maintain a diversified investment portfolio. With PRO, investors specify how assets are to be allocated within their portfolios.

Professional Investment Management Services — Offered through Legend Advisory Corporation, the Strategic Asset Management (SAM) and SAM Select accounts are professionally managed, dynamic mutual fund asset allocation services that seek to maximize returns while reducing risk. The service features five asset allocation models with objectives ranging from conservative to aggressive.

529 College Savings Plans — This new tax-advantaged college savings vehicle allows for contributions to grow tax-deferred until withdrawal. What's more, when funds are withdrawn to meet expenses associated with higher learning, the account's earnings are federal income tax free.

* Individual Retirement Accounts (IRA)/ Roth IRA Life, Disability, Long Term Care, Dental and Custom Insurance Programs.

Financial planning is more than just investments. Insurance can be a crucial component in the protection of your assets, and your family. I can work with you to assess your insurance needs as a part of your comprehensive financial plan. Loan Options Pre-retirement Counseling Services Estate Planning Social Security Statement of Earnings Tax Analysis and W-4 Computations.